Points
In lending, points (or discount points) are upfront fees paid directly to the lender at closing in exchange for a reduced interest rate. One point equals 1% of the total loan amount.
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What are Points?
Paying points is essentially paying some interest upfront to secure a lower monthly payment over the life of the loan.
Common Features of Private Lending Software
Workflow Automation
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Ecosystem Integrations
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Why Points Matter
They allow borrowers to customize their loan terms, balancing upfront costs against long-term interest savings.
Loan Term
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Recourse Loan
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Promissory Note
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Capitalization Rate
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Real Estate Investment Trust
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Prepayment Penalty
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