Mortgage Call Report

A mortgage call report is a regulatory filing submitted through the Nationwide Multistate Licensing System (NMLS) that provides information about a mortgage company's financial condition, loan activity, and business operations. Regulators use these reports to monitor licensed mortgage companies and ensure compliance with state and federal requirements.

What Is a Mortgage Call Report?

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A mortgage call report is a periodic filing required for many state-licensed mortgage lenders, brokers, and servicers. Submitted through the NMLS, it contains information about a company's mortgage production, servicing activity, financial statements, and other operational data.

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The report generally includes two components: a Residential Mortgage Loan Activity (RMLA) report and a Financial Condition (FC) report. Filing requirements vary depending on the company's licensing status, business activities, and state regulations.

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Mortgage call reports help regulators monitor industry activity, assess financial stability, and verify that licensed companies continue to meet compliance obligations.

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Mortgage Call Report

Loan Servicing Software

Track servicing activity and payment history from a single platform.

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Workflow Automation

Reduce manual administrative work through automated workflows and approvals.

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Integrations

Connect accounting, document management, and other business systems for more efficient reporting.

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Why Mortgage Call Reports Matter

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Accurate and timely mortgage call reporting helps lenders remain compliant with regulatory requirements and avoid penalties or licensing issues. Maintaining reliable operational data also simplifies reporting, improves audit readiness, and reduces the manual effort required each reporting period.

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Lenders that centralize loan and servicing data can prepare required reports more efficiently while improving data accuracy across their organization.